Car City In-House Financing – Get Approved Today
Car ownership has never been easier with Car City’s in-house financing. Whether you’re rebuilding credit, a first-time buyer, or just looking for a hassle-free experience, we’ve got you covered. As a trusted buy here pay here dealership, we are the bank, which means no third-party lenders and faster approvals!
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Why Choose Car City Financing?
At Car City, we’re committed to making car ownership simple and affordable. Here’s why customers choose our financing program:
- In-House Financing: We approve loans directly, so there’s no waiting on banks.
- Buy Here Pay Here: Perfect for customers with no credit or challenging credit histories.
- Flexible Payment Plans: Tailored to your unique situation and budget.
- Fast Approvals: Complete our online form and get pre-approved in minutes.
- Credit Reporting: We report payments to credit bureaus to help you contribute to your credit score.
FAQs About Financing
To qualify for Car City’s in-house financing, you’ll need:
- A valid government-issued photo ID (e.g., driver’s license).
- Proof of income, such as pay stubs, bank statements, or a letter from your employer.
- Proof of residency, such as a utility bill or lease agreement.
We accept various income types, including:
- Self-employed: Provide recent bank statements or tax returns.
- Social Security or disability income: Submit award letters or bank statements.
Other non-traditional income: Contact us to discuss acceptable documentation.
Not at all! Our buy here pay here program is designed for customers with no credit, low credit, or past financial challenges.
Most approvals happen within minutes, and you can often drive away the same day.
Once approved, our team will help you select a car that fits your budget and finalize the paperwork. It’s that simple!
How Our Financing Process Works?
At Car City, we make financing as easy as 1-2-3
Step: 1
Apply Online or In-Store
Submit your application through our secure form or visit one of our locations.
Step: 2
Get Approved Quickly
Our in-house team reviews your information & provides same-day approval in most cases.
Step: 3
Drive Away Happy
Choose your car, finalize the paperwork, and leave with your keys!
We’ll work with your unique situation to create a financing plan that fits your needs.